Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. Contact Guardian Direct and get live help from our Customer Care Team. Certain services are subject to annual or other periodic limitations. Rates are guaranteed for one year for your policy of benefits initially selected. * Coverage based on Dental Advantage Silver PPO plan reimbursement. With over 114,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs.And with an in-network dentist, save up to 35% off standard dental rates. Learn more. Because Guardian Direct insurance covers cleanings and x-rays, your premiums virtually pay for themselves.

And you'll also automatically save on costly unexpected needs such as fillings or root canals. Actual coverage may vary. Easy. * Coverage based on Dental Advantage Silver PPO plan reimbursement.

After all, isn't that the point of dental insurance? Savings. You pay a small office visit charge (typically $15-$18) each time you visit your dentist. Individual dental plans do not pay for: oral hygiene services (except as covered under preventive services), orthodontia (unless expressly provided for), cosmetic or experimental treatments, any treatment to the extent benefits are payable by any other payor or for which no charge is made, prosthetic devices unless certain conditions are met, and services ancillary to surgical treatment.

Jasmine's Dentist advised that gum surgery could help prevent the spread of bacteria from her gum disease to protect her overall health.

Coverage is limited to those charges that are necessary to prevent, diagnose or treat dental disease, defect, or injury.

Instant approval. With his Guardian Dental Advantage Gold plan, Ted saved $158 on getting his cavity filled.

Find an eye doctor Opens in an external window. Individual dental insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries. Protect you and your savings with dental, vision, accident, critical illness & pet plans. Listed services, exclusions and limitations do not constitute a contract and are a summary only. Please refer to your policy for a complete list of limitations and exclusions. You also pay a copay amount associated with each type of covered treatment. With over 114,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs. #2018-70895 (exp. Typical Dentist Charges, Savings for Emma's Parents vs.

Typical Dentist Charges, Guardian Pays 50% for Major Services after a $50 Deductible, Savings for Jasmine vs. Individual dental plans limit benefits for diagnostic consultations and for preventive, restorative, endodontic, periodontic and prosthodontic services. IMPORTANT INFORMATION ABOUT GUARDIAN’S DENTALGUARD INDEMNITY AND DENTALGUARD PREFERRED PPO PLANS. Guardian Direct is here to help you be ready for life's surprises. This policy provides DENTAL insurance only. Pagination. * Coverage based on Dental Advantage Gold PPO plan reimbursement. Policies renew annually. All covered services must be provided by the member’s Primary Care Dentist. With over 100,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs.

Products Underwritten by Managed Dental Guard, Inc. TEXAS                 Policy: IP-1-MDG-DHMO-TX-17, Products Underwritten by First Commonwealth Inc. through its Illinois subsidiaries*, ILLINOIS             Policy: IP-FCW-DHMO-IL-17. IMPORTANT INFORMATION REGARDING DENTAL HMO BENEFITS. Typical Dentist Charges, Typical Dentist Charges for a Root Canal and Crown, Guardian Pays 50% for Major Services up to Yr 1 Annual Max, Savings for Jim vs. This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. Read our FAQs, find a dentist and see resources.

1/21). FLORIDA              Policy Form IP-1-MDG-DHMO-FL-OFF-17, NEW YORK          Policy Form IP-MDG-NY-FP-OFF-17. * Coverage based on Dental Advantage Silver PPO plan reimbursement. Be prepared and enjoy the savings that dental insurance can provide.

Dental plans starting at$17.00*per month*Costs vary by state and plan type selected. After all, isn't that the point of dental insurance?Because Guardian Direct insurance covers cleanings and x-rays, your premiums can virtually pay for themselves. Jasmine had gum disease.

Ted takes good care of his teeth by brushing and flossing regularly, so he was disappointed when his Dentist found a cavity.

Pick one Primary Care Dentist from within the Guardian network. With her parents' Guardian Dental Advantage Gold plan, Emma's parents were able to save $2,925 off the cost of Emma's new and improved smile. Get access to preventive services immediately. Easy. Where orthodontic benefits are specifically included, your policy provides for one course of comprehensive treatment per lifetime, per member.

Large Network of Dentists. Their care, including cleanings and x-rays, was fully covered. Dental health supports your overall health. AL. Untreated gum disease has been linked to heart disease and stroke, Typical Dentist Charges (Cleaning & X-rays for Dave & Emily), In-Network Dentist Charges (savings up to 35%), Savings for Dave and Emily vs. * Coverage based on Dental Advantage Bronze PPO plan reimbursement. Guaranteed Acceptance. * Coverage based on Dental Advantage Silver PPO plan reimbursement. Guardian pays a percentage of dentist charges; you are responsible for the remainder. The percentage Guardian pays varies by plan color.

With their Guardian Dental Advantage Bronze plan, Dave and Emily received preventive care from one of our more than 114,000 in-network dentists. Next, let’s figure out which dental plan is right for you.

Visiting a dentist isn't just about your teeth.

With Guardian Dental Advantage Silver, she saved $829. Coverage for the basics plus life’s occasional dental surprises, Basic coverage for cleanings and the occasional filling. Get a policy today! Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. 1/21). Current page 1; Get a policy today! Typical Dentist Charges. #2018-70895 (exp. Large Network of Dentists. And with an in-network dentist, save up to 35% off standard dental rates.

Typical Dentist Charges, Guardian Pays 70% for Fillings after a $50 Deductible, Savings for Ted vs. With over 100,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs.

Large Network of Dentists. * Coverage based on Dental Advantage Bronze PPO plan reimbursement.

Policy limitations and exclusions apply. Untreated gum disease has been linked to heart disease and stroke. 1/21).

* Coverage based on Dental Advantage Gold PPO plan reimbursement. Actual coverage may vary. Get access to all dental services immediately. Savings. Products Underwritten by Guardian Life Insurance Company of America. #2018-70895 (exp. Actual coverage may vary. After all, isn't that the point of dental insurance? Jim took a big bite and knew instantly he had cracked his tooth. The actual limitations and exclusions that apply to your Dental Plan are governed by the policy forms approved for use in your state. Use of an in-network provider may result in reduce out of pocket costs.

And you'll also automatically save on costly unexpected needs such as fillings or root canals. Because dental insurance includes coverage for regular exams, cleanings and x-rays, the premiums you pay for dental insurance virtually pay for themselves. 1/21).

Specialty care services are covered only when referred by the member’s Primary Care Dentist and approved in advance by the Dental DHMO. *First Commonwealth Insurance Company — (IL), First Commonwealth Limited Health Services Corporation — (IL), First Commonwealth of Illinois, Inc. Information on the approved state and product specific online enrollment form numbers can be viewed here: Online Enrollment Form Numbers, Save up to 35% by choosing an In-Network Dentist. His Dentist recommended root canal surgery and a crown at a cost of $2,258. In the event of a conflict between this document and the language stated in your Guardian insurance policy, the language of the policy shall control. Don't let the need for a filling, root canal, crown, implant, or even kids' braces cause you stress. Deductibles apply. Listed services, exclusions and limitations do not constitute a contract and are a summary only. Actual coverage may vary. Only those services listed in the Dental HMO plan are covered. Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. Guaranteed Acceptance. Waiting periods may also apply for some services. #2018-70895 (exp.

No claim forms to submit with an in-network dentist. Emma was excited to be getting braces to correct her overbite. Save up to 35% with one of our 114,000 preferred (in-network) dentists. Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. Dental PPO plans provide in-network and out-of-network benefits. Dental HMOs provide Pre-Paid dental benefits through a network of participating general dentists and specialty care dentists.

Because Guardian Direct insurance covers cleanings and x-rays, your premiums can virtually pay for themselves. Large Network of Dentists. Instant approval. No need for you to submit a claim form when using an in-network provider.

Dental bridges can help fix the gap from your missing teeth, and dental insurance can help cover dental bridge costs. With his Guardian Dental Advantage Silver plan, Jim paid only $968, saving $1,290. #2018-70895 (exp.

Products are not available in all states. After all, isn't that the point of dental insurance?Because Guardian Direct insurance covers cleanings and x-rays, your premiums virtually pay for themselves. DENTAL PPO PLANS  Policy Form IP-DEN-16 ET. Dental provider networks vary by state, by market and by plan type. 1/21). Savings.

Dental HMOs do not provide orthodontic benefits if comprehensive orthodontic treatment or retention is in progress as of the member’s effective date. Dental services covered vary by plan color. Savings.

.

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